Checking Medical Insurance in Saudi Arabia 2026: Via the Insurance Authority and CHI
You can verify your medical insurance status in Saudi Arabia instantly without visiting a government office. By entering your national ID or residency number on the Insurance Authority portal, you immediately see whether your policy is active and which company issued it.
Health insurance covers healthcare costs for citizens and residents across the Kingdom. Rather than relying on unverified marketing lists of insurance companies, this guide uses official government services to help you confirm your coverage and find approved service providers.
How do I check my health insurance status in Saudi Arabia?
The Insurance Authority offers an online service to verify the validity and details of your health insurance policy. You must enter a ten-digit national ID or residency number that starts with 1 or 2, as outlined on the health insurance inquiry portal.
To get your results, follow these steps:
- Open the health insurance inquiry page on the Insurance Authority website.
- Enter your ten-digit ID number.
- Consent to the collection, processing, and sharing of your personal data with the Authority under its privacy policies.
- Click continue to view your policy status and details immediately.
User ratings on the government platform give this service an average score of 3.9 out of 5 based on 878 reviews. Separately, 45% of 2681 users reported that the page was helpful.
What other online services does the Insurance Authority offer individuals?
Digital services extend beyond basic insurance inquiries to cover various resident and visitor categories. Beneficiaries can access their information instantly online without visiting the Authority's offices. Available services include:
- Health insurance inquiry: Confirms active coverage and identifies the issuing company using ID or residency data.
- Hajj and Umrah insurance inquiry: Allows pilgrims to verify their policies by entering the passport number, visa number, or border number used during issuance.
- Premium Residency insurance inquiry: Lets Premium Residency holders and their covered family members check policy status and issuer details.
- Approved service provider list: Displays healthcare providers approved by the Council of Health Insurance.
- Travel (tourism) insurance inquiry: Enables visitors and tourists to verify travel insurance validity using the passport number provided at issuance.
- Visit visa insurance inquiry: Allows visitors to check their visit visa insurance status electronically.
How can I verify official government insurance websites?
The Insurance Authority website is registered with the Digital Government Authority under number 20260420833. Its official links end in gov.sa and use HTTPS encryption for security. The Authority provides an electronic services directory to help users find the right links, categorizing them under "Individual Services" for inquiries and policy verification.
The platform also uses cookies to improve user experience and deliver services efficiently. Continuing to browse constitutes consent to their use under the privacy policy.
How do healthcare facilities interact with the General Organization for Social Insurance?
In the broader healthcare context, the General Organization for Social Insurance (GOSI) provides specific services for hospitals and treatment centers. Facilities access these procedures after registering on the electronic portal.
Key procedures available to treatment centers include:
| Procedure | Description | Channel |
|---|---|---|
| Enter treatment period for a subscriber | Records treatment periods (hospitalization, sick leave, treatment and work) granted by the treating physician. | GOSI Online |
| Extend treatment periods | Extends an injured person's treatment based on their condition, subject to the physician's decision and approval from the medical department at the insurance office. | Insurance Office |
| Companion | Enters the injured person's companion data and calculates their daily compensation through the hospital supervisor. | GOSI Online |
| Prosthetic devices | A service related to providing prosthetic devices to beneficiaries. | Not specified in source |
Extending treatment periods requires a request from the treating physician and approval from the insurance office doctor. GOSI encourages users to download its new "Taminati" app for a better experience.
What is the institutional background of the health and education sectors?
King Saud University stands as the first government university established in the Kingdom. Royal Decree No. (17) created it on the twenty-first of Rabi Al-Thani 1377H, corresponding to the twelfth of November 1957, according to King Saud University's official website.
Over more than six decades, the institution grew from two colleges into a network of twenty-three colleges, institutes, and research centers. While this history relates to education, it reflects the scale of institutional development across the Kingdom, including the health infrastructure tied to the medical insurance sector.
Key figures
- Average inquiry service rating: 3.9 out of 5 based on 878 reviews (Insurance Authority).
- User satisfaction with page clarity: 45% out of 2681 ratings (Insurance Authority).
- ID number requirement: Ten digits starting with 1 or 2 (Insurance Authority).
- Authority registration number with the Digital Government Authority: 20260420833 (Insurance Authority).
- King Saud University faculties: Twenty-three colleges, institutes, and research centers (King Saud University).
- King Saud University founding year: 1957 / 1377H (King Saud University).
What should you do next?
Rely on official government channels to verify your medical insurance rather than marketing materials from insurance companies. Log into the Insurance Authority portal and use your ID number to check your policy instantly.
Monitor updates to the Insurance Authority's electronic services directory and periodically review the Council of Health Insurance's approved provider list to ensure you receive care within your policy's network. If you hold a Premium Residency or a visit visa, use the dedicated services for your category to confirm your coverage before seeking medical treatment.